°®ÓÎÏ·ÏÂÔØ Insurance
The U.S. Department of State requires a minimum level of health and travel insurance coverage for all participants of J-1 programs, including Research Scholar USA, Short-Term Scholar USA, Professor USA, and Specialist USA.
There are two ways our participants can meet this requirement:
Insurance Provided by Host Organization
Many host organizations provide medical insurance coverage as part of their compensation for participants of Research Scholar USA, Short-Term Scholar USA, Professor USA, and Specialist USA. If your host organization intends to provide insurance to you as part of your program, °®ÓÎÏ·ÏÂÔØ will verify (during the application process) that the insurance policy meets U.S. Department of State’s minimum requirements.
Please note: In most cases, insurance provided by host organizations doesn’t include repatriation and medical evacuation – provisions required by the U.S. Department of State. If this is the case, you will need to be covered by the °®ÓÎÏ·ÏÂÔØ Insurance plan for Research Scholars that provides these benefits.
Insurance Provided by °®ÓÎÏ·ÏÂÔØ
If your host organization is unable to provide insurance coverage to you, don’t worry; °®ÓÎÏ·ÏÂÔØ is able to provide a travel insurance policy that meets all U.S. Department of State requirements. This policy is available for a fee.
Please note: °®ÓÎÏ·ÏÂÔØ insurance does not meet U.S. Affordable Care Act (ACA) regulations. As a result, there may be tax implications if your program lasts more than two years. Please consult a tax professional for more information.
If you have any questions about insurance, please contact us.